Vehicle Recovery Operators Insurance
Protect your vehicle recovery business from towing damage claims, roadside risks and customer disputes with specialist cover.
Get in touchWhat is vehicle recovery operators insurance?
Vehicle Recovery Operators insurance is a specialist policy designed to protect transport and logistics businesses from the risks of moving goods and people. It typically includes commercial vehicle, public liability and employers liability cover.
Operating in the transport sector involves road accident risks, goods damage, customer claims and regulatory requirements. The right insurance covers these risks and keeps your business on the road.
Find cover options from specialist insurers who specialise in transport and logistics, so your cover reflects the specific vehicles you operate and the services you provide.
Commercial Vehicle
Covers your recovery vehicles against accident damage, theft and third-party claims.
Public Liability
Covers claims for injury or damage during roadside recovery operations.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Tools and Equipment
Covers your winches, dollies, lighting and specialist recovery equipment.
Who needs vehicle recovery operators insurance?
Roadside recovery operators
Providing breakdown and accident recovery services
Specialist recovery operators
Recovering HGVs, coaches and oversized vehicles
Police contract recovery
Providing vehicle recovery under police contracts
Motorcycle recovery specialists
Recovering broken-down and accident-damaged motorcycles
WHY CECIL
Built differently.
Specialist vehicle recovery operators cover
Cecil works with insurers who cover vehicle recovery operators specifically. Your policy reflects the vehicles you operate and the services you provide.
Vehicle and equipment protected
Your vehicles and equipment are essential to your business. Cecil ensures they are covered against damage, theft and breakdown.
Competitive transport quotes
Get your cover options from transport and logistics insurance specialists. Fair pricing based on your actual fleet and operations.
Claims support for transport incidents
Transport claims can be complex, involving multiple parties and jurisdictions. Cecil partners with insurers experienced in handling transport claims efficiently.
Common questions about vehicle recovery operators insurance
Do vehicle recovery operators need insurance?
Yes, appropriate insurance is essential for vehicle recovery operators. Commercial vehicle cover is typically a legal requirement, and public liability protects against third-party claims.
What level of public liability do vehicle recovery operators need?
Most vehicle recovery operators carry between £1m and £5m of public liability cover. Client contracts may specify higher minimum levels.
Does vehicle recovery operators insurance cover goods in transit?
Goods in transit cover protects cargo while it is being transported. If goods are damaged or lost during transit, the policy covers the claim.
Do vehicle recovery operators need employers liability?
If you employ drivers or other staff, employers liability is a legal requirement with minimum cover of £5m.
Does vehicle recovery operators insurance cover vehicle breakdowns?
Vehicle breakdown cover is available as an add-on to most commercial vehicle policies. Cecil can include this in your package.
Interested in Vehicle Recovery Operators insurance?
We will be in contact when Cecil launches.