Risksto consider
Every major type of UK commercial insurance, explained in plain English. Find out what your business needs and get in touch.
Get in touchCommercial insurance is not one-size-fits-all. The right cover for your business depends on the risks you face, your legal obligations, and how you operate day to day.
Public liability protects you if a third party makes a claim against your business. Employers liability is a legal requirement for almost every business with staff, with a minimum cover level of £5m. Professional indemnity covers claims that your advice or work caused a client financial loss. Understanding each type of cover — and which ones apply to your sector — is the first step to getting properly protected.
Public Liability Insurance
One claim from a member of the public can cost thousands. Public liability cover protects your business so a single incident does not become a crisis.
Employers Liability Insurance
If you employ anyone in the UK, employers liability insurance is a legal requirement. Cecil helps you find the right cover at a competitive price.
Professional Indemnity Insurance
A single allegation of professional negligence can be costly to defend, even if you have done nothing wrong. Professional indemnity cover protects your business and your reputation.
Tools and Equipment Insurance
Your tools are essential to your livelihood. If they are stolen from your van or damaged on site, tools and equipment insurance helps you get back to work without bearing the full cost yourself.
Cyber Liability Insurance
A cyber attack or data breach can halt your business overnight. Cyber liability insurance helps you respond, recover and meet your legal obligations without bearing the full cost alone.
Business Interruption Insurance
If a fire, flood or major incident forces your business to close temporarily, the bills do not stop. Business interruption insurance covers your lost income and ongoing costs while you recover.
Buildings and Contents Insurance
Your premises and the assets inside them are fundamental to your business. Buildings and contents insurance protects them against fire, flood, theft and accidental damage.
Products Liability Insurance
If a product you sell, supply or manufacture causes injury or damage, the legal and compensation costs can be substantial. Products liability insurance protects your business from these claims.
Commercial Legal Expenses Insurance
Legal disputes can be expensive and time-consuming, even if you are in the right. Commercial legal expenses insurance covers your legal costs so you can defend your position without draining your cash flow.
Commercial Vehicle Insurance
Whether you run a single van or a fleet of vehicles, commercial vehicle insurance keeps your business moving. Find options from specialist UK insurers to find you the right cover.
Get in touch
Tell us about your business and we will be in touch when Cecil launches.