Tree Surgeons Insurance
Protect your tree surgery business from property damage claims, chainsaw injuries and equipment theft with specialist arboricultural cover.
Get in touchWhat is tree surgeons insurance?
Tree surgeons insurance is a specialist policy designed for arborists and tree care professionals who carry out tree felling, pruning, stump grinding and other arboricultural work. It typically includes public liability, employers liability and equipment cover.
Tree work is classified as high risk due to chainsaws, working at height, falling timber and proximity to buildings and power lines. A single falling branch can cause thousands of pounds of property damage.
Find cover options from specialist insurers who specialise in covering tree surgeons, so your policy accounts for the specific hazards of arboricultural work.
Public Liability
Covers claims for property damage or injury caused by your tree work.
Employers Liability
Required by law if you employ anyone, covering injury and illness claims.
Tools and Equipment
Covers your chainsaws, chippers, stump grinders and climbing equipment.
Commercial Vehicle
Covers your trucks and any vehicle-mounted chippers or cranes.
Who needs tree surgeons insurance?
Arborists
Providing expert tree care, pruning and health assessments
Tree felling contractors
Carrying out tree removal and sectional felling
Stump grinding specialists
Removing tree stumps using grinding equipment
Hedge trimming services
Maintaining hedges for domestic and commercial clients
Emergency tree services
Responding to storm damage and dangerous tree situations
WHY CECIL
Built differently.
Specialist cover for high-risk work
Tree surgery is rated as high risk by insurers. Cecil works with specialist markets that cover arboricultural work without excessive loadings.
Equipment covered properly
Chainsaws, chippers and climbing equipment represent a major investment. Cecil ensures your gear is covered at replacement value.
Property damage risks managed
Falling branches can damage buildings, vehicles and fences. Cecil makes sure your public liability covers the full range of tree-related property damage.
Qualifications recognised
Insurers value NPTC and City and Guilds qualifications. Cecil works with insurers who reward your training with better terms and lower premiums.
Common questions about tree surgeons insurance
Do tree surgeons need public liability insurance?
Public liability is essential for tree surgeons due to the high risk of property damage and personal injury. Most clients require it.
What level of public liability do tree surgeons need?
Most tree surgeons carry between £2m and £5m. Local authority contracts may require £5m or £10m.
Does tree surgeons insurance cover damage to client property?
Yes, public liability covers accidental damage from falling branches, felled trees landing on structures, and root damage from stump grinding.
Do I need insurance for stump grinding?
Yes, stump grinding carries risks including damage to underground services and flying debris. Your policy should specifically cover stump grinding.
What qualifications affect tree surgeons insurance?
NPTC certificates, City and Guilds qualifications or Arboricultural Association membership can help lower your premiums.
Interested in Tree Surgeons insurance?
We will be in contact when Cecil launches.