Taxi Drivers Insurance
Protect your taxi business from passenger claims, vehicle damage and public liability incidents with cover designed for the taxi trade.
Get in touchWhat is taxi drivers insurance?
Taxi Drivers insurance is a specialist policy designed to protect transport and logistics businesses from the risks of moving goods and people. It typically includes commercial vehicle, public liability and employers liability cover.
Operating in the transport sector involves road accident risks, goods damage, customer claims and regulatory requirements. The right insurance covers these risks and keeps your business on the road.
Find cover options from specialist insurers who specialise in transport and logistics, so your cover reflects the specific vehicles you operate and the services you provide.
Commercial Vehicle
Covers your taxi against accident damage, theft and third-party claims.
Public Liability
Covers claims from passengers and pedestrians for injury or property damage.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Commercial Legal Expenses
Covers legal costs for licensing disputes and regulatory issues.
Who needs taxi drivers insurance?
Private hire drivers
Operating a licensed private hire vehicle
Hackney carriage drivers
Operating a licensed black cab or hackney carriage
Taxi company owners
Running a fleet of taxis or private hire vehicles
Executive taxi drivers
Providing premium executive car services
WHY CECIL
Built differently.
Specialist taxi drivers cover
Cecil works with insurers who cover taxi drivers specifically. Your policy reflects the vehicles you operate and the services you provide.
Vehicle and equipment protected
Your vehicles and equipment are essential to your business. Cecil ensures they are covered against damage, theft and breakdown.
Competitive transport quotes
Get your cover options from transport and logistics insurance specialists. Fair pricing based on your actual fleet and operations.
Claims support for transport incidents
Transport claims can be complex, involving multiple parties and jurisdictions. Cecil partners with insurers experienced in handling transport claims efficiently.
Common questions about taxi drivers insurance
Do taxi drivers need insurance?
Yes, appropriate insurance is essential for taxi drivers. Commercial vehicle cover is typically a legal requirement, and public liability protects against third-party claims.
What level of public liability do taxi drivers need?
Most taxi drivers carry between £1m and £5m of public liability cover. Client contracts may specify higher minimum levels.
Does taxi drivers insurance cover goods in transit?
Goods in transit cover protects cargo while it is being transported. If goods are damaged or lost during transit, the policy covers the claim.
Do taxi drivers need employers liability?
If you employ drivers or other staff, employers liability is a legal requirement with minimum cover of £5m.
Does taxi drivers insurance cover vehicle breakdowns?
Vehicle breakdown cover is available as an add-on to most commercial vehicle policies. Cecil can include this in your package.
Interested in Taxi Drivers insurance?
We will be in contact when Cecil launches.