Tattoo Artists Insurance
Protect your tattoo business from infection claims, design disputes and treatment reactions with specialist cover for tattoo professionals.
Get in touchWhat is tattoo artists insurance?
Tattoo artists insurance is a specialist policy that protects tattoo professionals from the risks of applying permanent body art, including infection, allergic reactions and client disputes. It typically includes professional indemnity, public liability and premises cover.
Tattooing involves breaking the skin with needles and introducing ink, which carries risks of infection, scarring and allergic reactions. If a client claims your work caused them harm, the right insurance covers the claim.
Find cover options from specialist insurers who cover body art professionals, ensuring your policy reflects the specific risks of tattooing and body modification.
Professional Indemnity
Covers claims arising from tattoo work that allegedly caused infection, scarring or an allergic reaction.
Public Liability
Covers injury or property damage claims from clients visiting your studio.
Buildings and Contents
Covers your studio premises, tattoo equipment and artwork.
Employers Liability
Required by law if you employ other artists or studio staff.
Who needs tattoo artists insurance?
Studio-based tattoo artists
Working from a licensed tattoo parlour or studio
Guest artists
Tattooing at different studios on a guest or travelling basis
Tattoo studio owners
Operating a tattoo studio with employed or self-employed artists
Cosmetic tattoo artists
Specialising in semi-permanent makeup and micropigmentation
Cover-up specialists
Specialising in redesigning and covering existing tattoos
WHY CECIL
Built differently.
Infection and reaction cover
Tattooing involves skin penetration. Cecil finds insurers who cover infection, scarring and allergic reaction claims specific to tattoo work.
Design dispute protection
If a client is unhappy with a tattoo design and claims it does not match what was agreed, professional indemnity covers the dispute.
Studio premises covered
Cecil includes buildings and contents cover for your studio, equipment and any original artwork displayed or stored on the premises.
Cover for guest and mobile work
If you work at different studios or events, Cecil ensures your policy covers you at all locations, not just your home studio.
Common questions about tattoo artists insurance
Do tattoo artists need insurance in the UK?
Professional indemnity and public liability are strongly recommended for tattoo artists. Most local authorities require proof of insurance as part of the studio licensing process.
Does tattoo insurance cover infection claims?
Yes, professional indemnity covers claims arising from infections attributed to your tattoo work, including bacterial infections and blood-borne pathogen claims.
Do I need insurance for cosmetic tattooing?
Yes, semi-permanent makeup and micropigmentation carry specific risks. Make sure your insurer knows you provide cosmetic tattooing and that it is explicitly covered.
What level of professional indemnity do tattoo artists need?
Most tattoo artists carry between £1m and £2m. The right level depends on your client volume and the type of work you do.
Does tattoo insurance cover allergic reactions to ink?
Yes, professional indemnity covers claims arising from allergic reactions to tattoo ink, provided you followed appropriate patch testing and consultation procedures.
Interested in Tattoo Artists insurance?
We will be in contact when Cecil launches.