Takeaways Insurance
Protect your takeaway from food safety claims, delivery incidents and premises damage with cover designed for fast-food businesses.
Get in touchWhat is takeaways insurance?
Takeaways insurance is a specialist policy that protects takeaways from the risks of serving customers, managing premises and employing staff. It typically includes public liability, employers liability and buildings and contents cover.
Running a takeaway business involves risks from food safety and customer injuries to property damage and staff claims. The right insurance means a single incident will not shut your doors.
Find insurers who understand the hospitality and food sector, so your cover reflects the specific risks your takeaway business faces.
Public Liability
Covers claims from customers for injury or illness related to your takeaway food.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Buildings and Contents
Covers your premises, kitchen equipment and stock.
Products Liability
Covers claims from food you prepare and sell to customers.
Who needs takeaways insurance?
Fish and chip shops
Operating a traditional takeaway serving fried food
Pizza takeaways
Preparing and delivering pizzas
Chinese and Indian takeaways
Serving ethnic cuisine for collection and delivery
Kebab shops
Operating a late-night takeaway and grill
Healthy food takeaways
Specialising in health-conscious takeaway meals
WHY CECIL
Built differently.
Food safety cover for high volume
Takeaways serve large numbers of customers daily. Cecil finds insurers who cover the food safety risks of high-volume food preparation.
Delivery risks covered
If you deliver food, public liability covers incidents during delivery. Cecil ensures your policy covers both on-premises and delivery operations.
Kitchen equipment protected
Commercial kitchen equipment is essential to your business. Cecil makes sure your policy covers fryers, ovens and other specialist equipment.
Affordable for takeaway businesses
Get options from specialist insurers to find takeaway insurance from hospitality specialists. Proper cover at a price that works for fast-food businesses.
Common questions about takeaways insurance
Do takeaways need public liability insurance?
Yes, public liability is essential for takeaways. Food safety claims, customer injuries on premises and delivery incidents are all real risks.
Does takeaway insurance cover food poisoning claims?
Yes, products liability covers claims from customers who become ill from food you prepared and sold.
Do takeaways need delivery driver insurance?
If you employ delivery drivers, their vehicles need appropriate commercial vehicle cover. Cecil can include this in your policy.
What level of public liability do takeaways need?
Most takeaways carry between £1m and £5m. Delivery platform partnerships may specify minimum levels.
Does takeaway insurance cover delivery apps like Deliveroo?
Your policy covers your business operations. If you use third-party delivery platforms, check whether their insurance covers the delivery phase or whether you need your own cover.
Interested in Takeaways insurance?
We will be in contact when Cecil launches.