Surveyors Insurance
Protect your surveying practice from valuation disputes, missed defects and professional negligence claims with specialist cover.
Get in touchWhat is surveyors insurance?
Surveyors insurance is a specialist policy that protects chartered surveyors and surveying practices from the professional liability risks of producing valuations, building surveys and condition reports. It typically includes professional indemnity, public liability and employers liability.
If a homebuyer claims your survey failed to identify a structural defect, or a lender alleges your valuation was negligent, the resulting claim can be substantial. Professional indemnity covers your defence and any damages.
Find cover options from specialist insurers who specialise in covering surveying practices, so your cover meets RICS requirements and reflects the type of survey work you carry out.
Professional Indemnity
Covers claims arising from errors in valuations, surveys or professional reports.
Public Liability
Covers injury or property damage claims from site inspections and client meetings.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Cyber Liability
Covers data breaches involving sensitive property and financial information.
Who needs surveyors insurance?
Building surveyors
Carrying out building surveys and condition reports
Valuation surveyors
Providing property valuations for lenders and purchasers
Quantity surveyors
Managing construction costs and contract administration
Land surveyors
Carrying out boundary and topographic surveys
Party wall surveyors
Acting as appointed surveyors under the Party Wall Act
WHY CECIL
Built differently.
Meets RICS requirements
Cecil finds policies that meet the Royal Institution of Chartered Surveyors professional indemnity requirements for regulated firms.
Valuation and survey expertise
Survey claims often involve technical disputes about property condition or value. Cecil works with insurers who understand these complexities.
Run-off cover available
Surveyors need cover for reports and valuations long after they are produced. Cecil finds policies that include or offer affordable run-off cover.
Competitive quotes for all practice types
Whether you specialise in residential surveys or commercial valuations, Get your cover options from specialist surveying insurers.
Common questions about surveyors insurance
Do surveyors need professional indemnity insurance?
Yes, professional indemnity is essential for surveyors. RICS requires regulated firms to hold adequate cover, and it protects you against claims from clients and lenders.
What level of professional indemnity do surveyors need?
RICS sets minimum requirements based on your fee income. Many practices carry between £250,000 and £2m, with larger firms needing more.
Does surveyors insurance cover missed defects?
Yes, professional indemnity covers claims that your survey or inspection failed to identify a defect that a reasonably competent surveyor would have found.
Do party wall surveyors need insurance?
Yes, party wall surveyors face professional liability risks when making awards and resolving disputes. Professional indemnity covers claims arising from your party wall work.
What is run-off cover for surveyors?
Run-off cover provides continued professional indemnity protection after you stop practising, covering claims arising from past survey work.
Interested in Surveyors insurance?
We will be in contact when Cecil launches.