Scaffolders Insurance
Protect your scaffolding business against the significant risks of erecting and dismantling scaffolding structures on construction sites.
Get in touchWhat is scaffolders insurance?
Scaffolders insurance is a specialist trade policy designed for scaffolding contractors who erect, alter and dismantle temporary access structures. It typically includes public liability, employers liability and cover for your scaffolding equipment.
Scaffolding work is classified as high risk by insurers due to the danger of collapse, falling objects and working at significant heights. Standard trade insurance products rarely provide adequate cover.
Cecil works with insurers who specialise in scaffolding and construction access, ensuring your policy covers the full scope of your work without unexpected gaps.
Public Liability
Covers claims from third parties injured or whose property is damaged by your scaffolding.
Employers Liability
Required by law, covering injury and illness claims from your scaffolding operatives.
Tools and Equipment
Covers your scaffolding stock, fittings and transport equipment against loss or damage.
Commercial Vehicle
Covers your scaffolding transport vehicles and flatbed trucks.
Who needs scaffolders insurance?
Scaffolding contractors
Erecting and dismantling scaffolding on residential and commercial sites
Industrial scaffolders
Providing access solutions for industrial maintenance and shutdowns
Scaffolding hire companies
Hiring out scaffolding equipment with or without labour
Temporary roof specialists
Installing temporary roof structures for construction projects
Access platform providers
Supplying mobile towers and specialist access platforms
WHY CECIL
Built differently.
Specialist high-risk cover
Scaffolding is one of the highest-risk trades in construction. Cecil finds insurers who understand scaffolding work and provide cover without excessive exclusions or inflated premiums.
Equipment cover for your stock
Your scaffolding tubes, fittings and boards represent a major investment. Cecil ensures your equipment is covered on site, in transit and in storage.
Fair pricing from specialist insurers
Many general trade insurers will not cover scaffolders or charge prohibitive premiums. Cecil works with specialist insurers who focus on this sector and price the risk accurately.
Claims expertise for scaffolding incidents
Scaffolding claims can involve serious injury and complex liability questions. Cecil partners with insurers experienced in defending and settling scaffolding claims efficiently.
Common questions about scaffolders insurance
Do scaffolders need public liability insurance?
Public liability is not a legal requirement but it is essential for scaffolding contractors. Main contractors will not let you work without it, and the potential cost of a scaffolding collapse claim makes it a necessity.
What level of public liability do scaffolders need?
Most scaffolding contractors need at least £5m of public liability cover, with many commercial clients requiring £10m. The potential severity of a scaffolding collapse claim justifies higher limits.
Does scaffolders insurance cover hire equipment?
Your policy typically covers scaffolding equipment you own. If you hire in additional equipment, you may need separate cover or confirmation from the hire company.
Is CISRS registration needed for scaffolding insurance?
Most insurers prefer or require that your operatives hold CISRS cards. Having properly qualified staff can result in lower premiums.
Interested in Scaffolders insurance?
We will be in contact when Cecil launches.