Psychologists Insurance
Protect your psychology practice from claims of negligent assessment, harmful therapy and confidentiality breaches with specialist healthcare cover.
Get in touchWhat is psychologists insurance?
Psychologists insurance is a specialist policy that protects chartered and registered psychologists from the clinical risks of providing psychological assessment, therapy and expert opinion. It typically includes professional indemnity, public liability and employers liability.
If a client challenges your psychological assessment, claims your therapy caused deterioration, or a court disputes your expert witness opinion, professional indemnity covers the resulting claim.
Find cover options from specialist insurers who cover psychological practitioners, ensuring your policy meets HCPC requirements and reflects the areas of psychology you practise.
Professional Indemnity
Covers claims arising from assessment errors, therapy outcomes or expert witness disputes.
Public Liability
Covers injury or property damage claims from clients at your consulting room.
Employers Liability
Required by law if you employ staff or assistant psychologists.
Cyber Liability
Covers data breaches involving highly sensitive psychological records.
Who needs psychologists insurance?
Clinical psychologists
Assessing and treating mental health conditions
Forensic psychologists
Providing assessments and reports for the criminal justice system
Educational psychologists
Assessing children's learning needs and providing recommendations
Occupational psychologists
Advising organisations on workplace behaviour and performance
Neuropsychologists
Assessing cognitive function following brain injury or neurological conditions
WHY CECIL
Built differently.
Cover for expert opinion liability
Psychologists often provide expert opinions for courts and tribunals. Cecil finds insurers who cover expert witness liability.
Sensitive data protection
Psychological records are among the most sensitive data types. Cecil ensures your policy includes cyber liability for data breaches.
Meets HCPC and BPS requirements
Cecil finds policies that satisfy the requirements of the HCPC and British Psychological Society.
Cover for all specialisms
Whether you practise clinical, forensic, educational or occupational psychology, Cecil finds cover that matches your specific area of work.
Common questions about psychologists insurance
Do psychologists need professional indemnity insurance?
Yes, the HCPC requires practitioner psychologists to have adequate professional indemnity cover as a condition of registration.
Does psychologists insurance cover expert witness work?
Yes, professional indemnity typically covers liability arising from expert witness reports and court testimony.
What level of professional indemnity do psychologists need?
Most psychologists carry between £1m and £5m. Forensic and expert witness work may warrant higher limits.
Does psychology insurance cover online assessments?
Yes, professional indemnity covers your professional work regardless of delivery method, including video consultations and remote assessments.
Do psychologists need cyber insurance?
Given the highly sensitive nature of psychological records, cyber liability is strongly recommended. It covers breach notification costs and regulatory fines.
Interested in Psychologists insurance?
We will be in contact when Cecil launches.