Osteopaths Insurance
Protect your osteopathic practice from treatment claims, clinical negligence allegations and patient disputes with specialist healthcare cover.
Get in touchWhat is osteopaths insurance?
Osteopaths insurance is a specialist policy that protects registered osteopaths from the clinical risks of providing manual therapy, spinal manipulation and musculoskeletal treatment. It typically includes professional indemnity, public liability and employers liability.
If a patient claims your manipulation technique caused an injury, or your diagnosis failed to identify a serious underlying condition, professional indemnity covers the claim and your legal costs.
Find cover options from specialist insurers who cover healthcare practitioners, ensuring your cover meets the requirements of the General Osteopathic Council.
Professional Indemnity
Covers claims arising from treatment errors, misdiagnosis or clinical negligence.
Public Liability
Covers injury or property damage claims from patients at your clinic.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Buildings and Contents
Covers your clinic premises and treatment equipment.
Who needs osteopaths insurance?
Private practice osteopaths
Running an independent osteopathic clinic
Cranial osteopaths
Specialising in cranial osteopathic techniques
Sports osteopaths
Treating musculoskeletal injuries in athletes
Paediatric osteopaths
Treating infants and children
Associate osteopaths
Working as an associate in an established practice
WHY CECIL
Built differently.
Clinical cover for manual therapy
Spinal manipulation carries specific clinical risks. Cecil finds insurers who cover osteopathic techniques without restrictive exclusions.
Meets GOsC requirements
Cecil ensures your professional indemnity meets General Osteopathic Council requirements for registered practitioners.
Clinic premises protected
If you own or lease clinic premises, Cecil includes buildings and contents cover for your treatment rooms and equipment.
Affordable for sole practitioners
Many osteopaths work alone. Get your cover options that provide comprehensive clinical cover at a price that suits a sole practitioner.
Common questions about osteopaths insurance
Do osteopaths need professional indemnity insurance?
Yes, the General Osteopathic Council requires all registered osteopaths to hold adequate professional indemnity insurance as a condition of registration.
What level of professional indemnity do osteopaths need?
Most osteopaths carry between £1m and £5m. The GOsC requires cover to be adequate for your practice.
Does osteopaths insurance cover cranial techniques?
Yes, most policies cover cranial osteopathy provided you are appropriately qualified. Make sure your insurer knows about all techniques you use.
Do I need insurance for home visit osteopathy?
Yes, your insurance should cover treatment wherever it is provided. Cecil ensures your policy covers domiciliary visits.
Does osteopaths insurance cover dry needling?
If dry needling or acupuncture is within your training and scope of practice, most policies cover it. Confirm the specific techniques with your insurer.
Interested in Osteopaths insurance?
We will be in contact when Cecil launches.