Landlords Insurance
Protect your rental properties from tenant claims, property damage and liability incidents with specialist landlord cover.
Get in touchWhat is landlords insurance?
Landlords insurance is a specialist policy designed to protect finance and property professionals from the risks of advising clients, managing transactions and handling sensitive financial data. It typically includes professional indemnity, public liability and cyber liability.
Working in finance and property involves significant professional liability. Incorrect valuations, compliance failures and advisory errors can lead to substantial claims from clients, lenders and regulators.
Find cover options from specialist insurers who specialise in covering finance and property businesses, so your cover reflects the specific risks and regulatory requirements of your profession.
Public Liability
Covers claims from tenants and visitors for injury or property damage at your rental properties.
Buildings and Contents
Covers your rental property buildings against fire, flood, storm and other insured perils.
Commercial Legal Expenses
Covers legal costs for tenant disputes, eviction proceedings and rent arrears recovery.
Business Interruption
Covers lost rental income if your property is uninhabitable due to an insured event.
Who needs landlords insurance?
Buy-to-let landlords
Renting out residential investment properties
HMO landlords
Operating houses in multiple occupation
Portfolio landlords
Managing multiple rental properties
Holiday let landlords
Renting properties on a short-term holiday let basis
WHY CECIL
Built differently.
Cover for landlords risks
Finance and property work carries significant professional liability. Cecil finds insurers who cover landlords specifically and understand the regulatory environment.
Regulatory compliance support
Professional indemnity covers the costs of defending regulatory complaints and investigations. Cecil ensures this is included in your policy.
Cyber protection for financial data
Landlords handle sensitive client data. Cecil makes sure your policy includes cyber liability to protect against breaches and their consequences.
Competitive quotes from specialist insurers
Get your cover options from finance and property insurance specialists. Cover that reflects your profession, not a generic commercial policy.
Common questions about landlords insurance
Do landlords need professional indemnity insurance?
Professional indemnity is essential for finance and property professionals. It protects you if a client claims your advice or work caused them a financial loss.
What level of professional indemnity do landlords need?
Cover levels depend on your regulatory requirements and the value of transactions you handle. Cecil helps you choose the right level for your profession.
Do landlords need cyber insurance?
Given the volume of sensitive data handled by finance and property professionals, cyber liability is strongly recommended. It covers breach notification, investigation and regulatory fines.
Does landlords insurance cover regulatory complaints?
Yes, professional indemnity covers the costs of defending complaints from regulators, ombudsmen and professional bodies.
Do landlords need public liability insurance?
If clients visit your office or you visit properties and sites, public liability covers injury and property damage claims. Many clients require it.
Interested in Landlords insurance?
We will be in contact when Cecil launches.