Kitchen Fitters Insurance
Protect your kitchen fitting business from installation damage claims, tool theft and client disputes with cover designed for kitchen professionals.
Get in touchWhat is kitchen fitters insurance?
Kitchen fitters insurance is a trade-specific policy that covers professionals who install fitted kitchens, worktops, appliances and associated plumbing and electrical work. It typically includes public liability, employers liability, tools cover and products liability.
Kitchen installation involves working in the most expensive room in most homes, with risks including damage to worktops, appliances and plumbing. A single mistake can result in a costly claim.
Find cover options from specialist insurers who cover kitchen installation specialists, so your premium reflects the specific risks of fitting kitchens.
Public Liability
Covers claims for property damage or injury caused during kitchen installations.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Tools and Equipment
Covers your power tools, jigs, routers and specialist fitting equipment.
Products Liability
Covers claims arising from kitchen units or worktops you have supplied.
Who needs kitchen fitters insurance?
Independent kitchen fitters
Installing kitchens from various suppliers in domestic properties
Kitchen design and install companies
Designing, supplying and fitting complete kitchens
Worktop specialists
Templating and fitting granite, quartz and solid surface worktops
Commercial kitchen fitters
Installing kitchens in restaurants, hotels and care homes
Kitchen refurbishment specialists
Replacing doors, worktops and upgrading existing kitchens
WHY CECIL
Built differently.
Cover for high-value installations
Kitchens are expensive and clients have high expectations. Cecil finds insurers who cover the full value of potential claims.
Products liability included
If you supply units, worktops or appliances, products liability covers claims if they are defective. Cecil makes sure this is part of your package.
Trade-specific quotes in minutes
Get options from specialist insurers to find kitchen fitters insurance from specialist trade insurers. No lengthy forms or irrelevant questions.
Claims support for installation disputes
Kitchen installation disputes can be contentious. Cecil partners with insurers who resolve claims efficiently.
Common questions about kitchen fitters insurance
Do kitchen fitters need public liability insurance?
Public liability is not legally required, but it is essential. You are working in clients' homes with expensive materials, so the potential for claims is significant.
Does kitchen fitters insurance cover damage to worktops?
Yes, accidental damage to worktops, units and appliances during installation is covered under public liability.
Do I need products liability as a kitchen fitter?
If you supply kitchen materials as part of your service, products liability covers claims if those products are defective.
What level of public liability do kitchen fitters need?
Most kitchen fitters carry between £1m and £2m. Commercial projects may require higher limits.
Does kitchen fitters insurance cover plumbing and electrical work?
Your policy needs to cover all trades you carry out. If you do plumbing or electrical work, make sure your insurer knows.
Interested in Kitchen Fitters insurance?
We will be in contact when Cecil launches.