IT Contractors Insurance
Protect your IT contracting business from client disputes, project failures and cyber incidents with cover built for technology professionals.
Get in touchWhat is IT contractors insurance?
IT contractors insurance is a specialist package of cover designed to protect freelance and contract IT professionals from the risks of providing technology services to clients. It typically includes professional indemnity, public liability and cyber liability cover.
If a software project you delivered fails, a system migration causes data loss, or your advice leads to a client's financial loss, the right insurance covers the resulting claim and your legal defence costs.
Find insurers who understand the IT contracting market, so your cover reflects the type of technology work you actually carry out.
Professional Indemnity
Covers claims that your IT work, advice or deliverables caused a client financial loss.
Public Liability
Covers injury or property damage claims if you work on client premises.
Cyber Liability
Covers costs from data breaches, cyber attacks and system failures affecting your clients.
Employers Liability
Required by law if you employ anyone, covering workplace injury and illness claims.
Who needs IT contractors insurance?
Freelance software developers
Building applications and systems for clients on a contract basis
IT consultants
Advising businesses on technology strategy and infrastructure
Network engineers
Designing and maintaining client network infrastructure
DevOps contractors
Managing deployment pipelines and cloud infrastructure
Data migration specialists
Moving client data between systems and platforms
WHY CECIL
Built differently.
Cover for project delivery risks
IT projects can go wrong in expensive ways. Cecil finds insurers who cover software delivery, system failures and project disputes specific to the technology sector.
Cyber liability included
If a breach occurs through systems you manage, cyber liability covers the fallout. Cecil makes sure this is part of your IT contractor package.
Understood by specialist insurers
Cecil works with insurers who know the difference between a front-end developer and a network architect. Your cover reflects the specific risks of your IT specialism.
Fast quotes for contract deadlines
Many IT contracts require proof of insurance before you start. Get your cover options in minutes so you can meet your client's onboarding deadline.
Common questions about it contractors insurance
Do IT contractors need professional indemnity insurance?
Most IT contracts require professional indemnity as a condition of engagement. It protects you if a client claims your work or advice caused them a financial loss.
Do I need cyber liability insurance as an IT contractor?
If you handle client data, manage systems or have access to client networks, cyber liability covers the costs of a data breach or cyber incident linked to your work.
What level of professional indemnity do IT contractors need?
Most clients require between £1m and £5m of professional indemnity cover. The level often depends on the contract value and the sensitivity of the systems involved.
Does IT contractors insurance cover project delays?
Professional indemnity can cover claims arising from project delays if the delay causes a client financial loss. The policy covers your legal defence and any damages awarded.
Do IT contractors need public liability insurance?
If you visit client offices or work on their premises, public liability covers injury or property damage claims. Many clients require it alongside professional indemnity.
Interested in IT Contractors insurance?
We will be in contact when Cecil launches.