HR Consultants Insurance
Protect your HR consultancy from claims of negligent employment advice, unfair dismissal guidance and tribunal disputes with specialist cover.
Get in touchWhat is HR consultants insurance?
HR consultants insurance is a specialist policy that protects human resources professionals from the risks of advising businesses on employment law, recruitment, disciplinary procedures and workplace disputes. It typically includes professional indemnity, public liability and employers liability.
If your advice on a disciplinary process is wrong and the employee wins a tribunal claim, or your redundancy guidance exposes the client to unfair dismissal claims, professional indemnity covers the resulting liability.
Find insurers who understand the HR consulting profession, so your cover reflects the employment advice risks you actually face.
Professional Indemnity
Covers claims arising from negligent HR advice or employment guidance.
Public Liability
Covers injury or property damage claims when working on client premises.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Commercial Legal Expenses
Covers legal costs for your own employment disputes and contract disagreements.
Who needs HR consultants insurance?
Independent HR consultants
Providing outsourced HR advice to small and medium businesses
HR advisory firms
Operating a team of HR professionals serving multiple clients
Employment law advisers
Advising on compliance with employment legislation
Recruitment process consultants
Advising on hiring practices and selection processes
Outplacement consultants
Supporting redundant employees with career transition
WHY CECIL
Built differently.
Cover for employment advice risks
HR advice directly affects people's livelihoods. Cecil finds insurers who understand the liability that comes with advising on disciplinary, redundancy and employment matters.
Tribunal defence covered
If your advice leads to a client facing an employment tribunal, professional indemnity covers the resulting claim. Cecil ensures this is part of your package.
Legal expenses for your own business
HR consultants can face their own employment disputes. Cecil includes legal expenses cover so you have access to legal support when you need it.
Fast quotes for consultancy businesses
Get options from specialist insurers to find HR consultant insurance from specialist providers. Clear, relevant quotes without generic business insurance forms.
Common questions about hr consultants insurance
Do HR consultants need professional indemnity insurance?
Yes, professional indemnity is essential for HR consultants. If your employment advice causes a client a financial loss, such as losing a tribunal case, this cover protects you.
What level of professional indemnity do HR consultants need?
Most HR consultants carry between £500,000 and £2m. Clients may specify minimum levels in their consultancy agreements.
Does HR consultants insurance cover tribunal claims?
Professional indemnity covers claims against you arising from advice that led to a tribunal loss. It does not cover the client's tribunal defence costs directly.
Do HR consultants need public liability insurance?
If you visit client workplaces, public liability covers injury or property damage claims. Many clients require it alongside professional indemnity.
Does HR insurance cover recruitment advice errors?
Yes, professional indemnity covers claims if your recruitment guidance or process design leads to a client's financial loss, such as a discriminatory hiring claim.
Interested in HR Consultants insurance?
We will be in contact when Cecil launches.