Health and Safety Consultants Insurance
Protect your health and safety consultancy from claims of inadequate risk assessments, non-compliant advice and workplace incident disputes.
Get in touchWhat is health and safety consultants insurance?
Health and safety consultants insurance is a specialist policy that protects professionals who advise businesses on workplace safety, carry out risk assessments and develop health and safety management systems. It typically includes professional indemnity, public liability and employers liability.
If a workplace accident occurs and your risk assessment is found to be inadequate, or your safety advice is proven to be non-compliant, the resulting claim can be substantial. Professional indemnity covers your defence and damages.
Find cover options from specialist insurers who cover health and safety consultants, ensuring your policy reflects the high liability nature of safety advisory work.
Professional Indemnity
Covers claims arising from inadequate risk assessments or incorrect safety advice.
Public Liability
Covers injury or property damage claims from site visits and inspections.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Commercial Legal Expenses
Covers legal costs for defending regulatory and contractual disputes.
Who needs health and safety consultants insurance?
Independent H and S consultants
Providing safety advice and risk assessments to businesses
H and S advisory firms
Operating a team of consultants serving multiple clients
CDM coordinators
Acting as principal designers under the Construction Design and Management Regulations
Fire risk assessors
Carrying out fire risk assessments for commercial and residential properties
NEBOSH trainers
Delivering health and safety qualifications and training
WHY CECIL
Built differently.
Cover for high-liability advice
Safety advice carries life-and-death consequences. Cecil finds insurers who understand the significant professional liability health and safety consultants face.
Risk assessment defence
If your risk assessment is challenged after a workplace accident, professional indemnity covers your legal defence. Cecil makes sure this cover is robust.
CDM roles covered
If you act as principal designer or CDM adviser, your policy needs to cover these specific regulatory responsibilities. Cecil checks this.
Specialist insurer access
Cecil works with insurers who specialise in covering health and safety professionals. Your premium reflects your qualifications and track record.
Common questions about health and safety consultants insurance
Do health and safety consultants need professional indemnity insurance?
Yes, professional indemnity is essential. If a workplace accident occurs and your advice is found to be inadequate, the resulting claim can be very large.
Does H and S insurance cover claims after a workplace accident?
Yes, professional indemnity covers claims that your risk assessment or safety advice was negligent and contributed to a workplace accident.
What level of professional indemnity do H and S consultants need?
Most consultants carry between £1m and £5m. The right level depends on the industries you serve and the scale of operations you advise.
Do I need insurance for fire risk assessments?
Yes, fire risk assessments carry significant professional liability. If your assessment is found to be inadequate after a fire, professional indemnity covers the claim.
Does H and S insurance cover CDM principal designer work?
Yes, but make sure your insurer knows you act as principal designer. CDM roles carry specific legal duties that need to be covered by your professional indemnity.
Interested in Health and Safety Consultants insurance?
We will be in contact when Cecil launches.