Food Trucks Insurance
Protect your food truck business from customer claims, food safety incidents and vehicle damage with cover built for mobile catering.
Get in touchWhat is food trucks insurance?
Food Trucks insurance is a specialist policy that protects food trucks from the risks of serving customers, managing premises and employing staff. It typically includes public liability, employers liability and buildings and contents cover.
Running a food truck business involves risks from food safety and customer injuries to property damage and staff claims. The right insurance means a single incident will not shut your doors.
Find insurers who understand the hospitality and food sector, so your cover reflects the specific risks your food truck business faces.
Public Liability
Covers claims from customers for injury or illness caused by your food truck operation.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Commercial Vehicle
Covers your food truck or trailer against accident damage, theft and third-party claims.
Products Liability
Covers claims arising from food and drinks you prepare and serve.
Who needs food trucks insurance?
Street food vendors
Selling street food from a converted van or truck
Festival food traders
Operating at music festivals and outdoor events
Market food stalls
Selling prepared food at regular markets
Corporate catering trucks
Providing food service at business parks and events
WHY CECIL
Built differently.
Mobile catering risks covered
Food trucks face unique risks from vehicle accidents to food safety on the move. Cecil finds insurers who cover mobile catering businesses specifically.
Vehicle and equipment protected
Your food truck and its equipment are your business. Cecil ensures your vehicle cover includes the fitted kitchen equipment and serving area.
Event and market cover
If you trade at festivals, markets and events, Cecil makes sure your policy covers all the locations you operate from.
Quick quotes for mobile caterers
Get options from specialist insurers to find food truck insurance in minutes. No complicated forms, just relevant questions about your mobile food business.
Common questions about food trucks insurance
Do food trucks need public liability insurance?
Yes, public liability is essential for food trucks. You are serving food to the public, and most event organisers and market operators require proof of cover.
Does food truck insurance cover my vehicle?
Yes, commercial vehicle insurance covers your food truck against accident damage, theft and third-party claims. Make sure the policy covers the fitted kitchen equipment too.
Do food trucks need food hygiene insurance?
Products liability covers claims from food you serve. You should also have a food hygiene rating and follow all relevant food safety regulations.
What level of public liability do food trucks need?
Most food trucks carry between £1m and £5m. Event organisers often require at least £5m as a condition of trading.
Does food truck insurance cover trading at festivals?
Yes, but make sure your insurer knows you trade at events and festivals. Some policies may have specific terms for event trading.
Interested in Food Trucks insurance?
We will be in contact when Cecil launches.