Food Manufacturers Insurance
Protect your food manufacturing business from product liability claims, contamination incidents and equipment breakdowns with specialist cover.
Get in touchWhat is food manufacturers insurance?
Food Manufacturers insurance is a specialist policy that protects food manufacturers from the risks of serving customers, managing premises and employing staff. It typically includes public liability, employers liability and buildings and contents cover.
Running a food manufacturer business involves risks from food safety and customer injuries to property damage and staff claims. The right insurance means a single incident will not shut your doors.
Find insurers who understand the hospitality and food sector, so your cover reflects the specific risks your food manufacturer business faces.
Public Liability
Covers claims for injury or damage at your manufacturing premises.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Products Liability
Covers claims from food products you manufacture and supply to retailers and consumers.
Buildings and Contents
Covers your factory premises, production equipment and stock.
Who needs food manufacturers insurance?
Small batch producers
Manufacturing artisan food products in small quantities
Private label manufacturers
Producing food products under other brands
Ready meal manufacturers
Producing chilled and frozen ready meals
Snack manufacturers
Producing crisps, confectionery and snack products
Sauce and condiment producers
Manufacturing sauces, dressings and condiments
WHY CECIL
Built differently.
Product recall cover
Food contamination can require costly product recalls. Cecil finds insurers who include product recall cover in their food manufacturing policies.
Production equipment protected
Food production machinery is expensive and essential. Cecil ensures your policy covers breakdown, damage and replacement of production equipment.
Supply chain liability
As a food manufacturer, you are liable for products throughout the supply chain. Cecil makes sure your products liability covers claims from retailers and end consumers.
Specialist food manufacturing quotes
Get options from specialist insurers to find food manufacturer insurance from sector specialists who understand production risks, HACCP compliance and supply chain liability.
Common questions about food manufacturers insurance
Do food manufacturers need products liability insurance?
Yes, products liability is essential for food manufacturers. You are liable for the safety of products you produce, from factory to consumer.
Does food manufacturer insurance cover product recalls?
Many specialist policies include product recall cover. If contamination requires a recall, it covers the cost of withdrawing and disposing of products.
Do food manufacturers need buildings insurance?
Yes, buildings insurance covers your factory premises against fire, flood and other insured events. Cecil includes this for manufacturing businesses.
What level of products liability do food manufacturers need?
Most food manufacturers carry between £2m and £10m depending on production volumes and supply chain requirements.
Does food manufacturer insurance cover allergen contamination?
Yes, products liability covers claims arising from allergen contamination, including cross-contamination during production.
Interested in Food Manufacturers insurance?
We will be in contact when Cecil launches.