Fleet Operators Insurance
Protect your fleet operation from vehicle accidents, driver claims and business interruption with specialist fleet management cover.
Get in touchWhat is fleet operators insurance?
Fleet Operators insurance is a specialist policy designed to protect transport and logistics businesses from the risks of moving goods and people. It typically includes commercial vehicle, public liability and employers liability cover.
Operating in the transport sector involves road accident risks, goods damage, customer claims and regulatory requirements. The right insurance covers these risks and keeps your business on the road.
Find cover options from specialist insurers who specialise in transport and logistics, so your cover reflects the specific vehicles you operate and the services you provide.
Commercial Vehicle
Covers your vehicle fleet against accident damage, theft and third-party claims.
Public Liability
Covers claims for injury or property damage caused by your fleet operations.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Business Interruption
Covers lost income if fleet vehicles are off the road due to an insured event.
Who needs fleet operators insurance?
Logistics fleet operators
Running a fleet of delivery and distribution vehicles
Service fleet operators
Managing vehicles for field service teams
Rental fleet operators
Hiring out vehicles to businesses and individuals
Mixed fleet operators
Operating a combination of cars, vans and trucks
WHY CECIL
Built differently.
Specialist fleet operators cover
Cecil works with insurers who cover fleet operators specifically. Your policy reflects the vehicles you operate and the services you provide.
Vehicle and equipment protected
Your vehicles and equipment are essential to your business. Cecil ensures they are covered against damage, theft and breakdown.
Competitive transport quotes
Get your cover options from transport and logistics insurance specialists. Fair pricing based on your actual fleet and operations.
Claims support for transport incidents
Transport claims can be complex, involving multiple parties and jurisdictions. Cecil partners with insurers experienced in handling transport claims efficiently.
Common questions about fleet operators insurance
Do fleet operators need insurance?
Yes, appropriate insurance is essential for fleet operators. Commercial vehicle cover is typically a legal requirement, and public liability protects against third-party claims.
What level of public liability do fleet operators need?
Most fleet operators carry between £1m and £5m of public liability cover. Client contracts may specify higher minimum levels.
Does fleet operators insurance cover goods in transit?
Goods in transit cover protects cargo while it is being transported. If goods are damaged or lost during transit, the policy covers the claim.
Do fleet operators need employers liability?
If you employ drivers or other staff, employers liability is a legal requirement with minimum cover of £5m.
Does fleet operators insurance cover vehicle breakdowns?
Vehicle breakdown cover is available as an add-on to most commercial vehicle policies. Cecil can include this in your package.
Interested in Fleet Operators insurance?
We will be in contact when Cecil launches.