Financial Planners Insurance
Protect your financial planning practice from advisory claims, regulatory complaints and data breaches with specialist cover.
Get in touchWhat is financial planners insurance?
Financial Planners insurance is a specialist policy designed to protect finance and property professionals from the risks of advising clients, managing transactions and handling sensitive financial data. It typically includes professional indemnity, public liability and cyber liability.
Working in finance and property involves significant professional liability. Incorrect valuations, compliance failures and advisory errors can lead to substantial claims from clients, lenders and regulators.
Find cover options from specialist insurers who specialise in covering finance and property businesses, so your cover reflects the specific risks and regulatory requirements of your profession.
Professional Indemnity
Covers claims arising from financial planning advice that causes a client a financial loss.
Public Liability
Covers injury or property damage claims from clients visiting your office.
Cyber Liability
Covers data breaches involving sensitive financial planning information.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Who needs financial planners insurance?
Independent financial planners
Providing holistic financial planning to individuals
Retirement planning specialists
Advising clients on pension and retirement strategies
Tax planning specialists
Incorporating tax efficiency into financial plans
Inheritance planning advisers
Advising on estate planning and inheritance tax
WHY CECIL
Built differently.
Cover for financial planners risks
Finance and property work carries significant professional liability. Cecil finds insurers who cover financial planners specifically and understand the regulatory environment.
Regulatory compliance support
Professional indemnity covers the costs of defending regulatory complaints and investigations. Cecil ensures this is included in your policy.
Cyber protection for financial data
Financial Planners handle sensitive client data. Cecil makes sure your policy includes cyber liability to protect against breaches and their consequences.
Competitive quotes from specialist insurers
Get your cover options from finance and property insurance specialists. Cover that reflects your profession, not a generic commercial policy.
Common questions about financial planners insurance
Do financial planners need professional indemnity insurance?
Professional indemnity is essential for finance and property professionals. It protects you if a client claims your advice or work caused them a financial loss.
What level of professional indemnity do financial planners need?
Cover levels depend on your regulatory requirements and the value of transactions you handle. Cecil helps you choose the right level for your profession.
Do financial planners need cyber insurance?
Given the volume of sensitive data handled by finance and property professionals, cyber liability is strongly recommended. It covers breach notification, investigation and regulatory fines.
Does financial planners insurance cover regulatory complaints?
Yes, professional indemnity covers the costs of defending complaints from regulators, ombudsmen and professional bodies.
Do financial planners need public liability insurance?
If clients visit your office or you visit properties and sites, public liability covers injury and property damage claims. Many clients require it.
Interested in Financial Planners insurance?
We will be in contact when Cecil launches.