Event Caterers Insurance
Protect your event catering business from food safety claims, guest injuries and equipment damage with specialist cover for event catering.
Get in touchWhat is event caterers insurance?
Event Caterers insurance is a specialist policy that protects event caterers from the risks of serving customers, managing premises and employing staff. It typically includes public liability, employers liability and buildings and contents cover.
Running a event caterer business involves risks from food safety and customer injuries to property damage and staff claims. The right insurance means a single incident will not shut your doors.
Find insurers who understand the hospitality and food sector, so your cover reflects the specific risks your event caterer business faces.
Public Liability
Covers claims from event attendees for injury or illness caused by your catering service.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Products Liability
Covers claims from food and beverages you prepare and serve at events.
Commercial Vehicle
Covers your catering vehicles and equipment in transit between events.
Who needs event caterers insurance?
Wedding caterers
Specialising in wedding breakfast and reception catering
Corporate event caterers
Providing catering for business conferences and functions
Private party caterers
Catering for birthday parties, anniversaries and celebrations
Outdoor event caterers
Providing food service at outdoor festivals and events
WHY CECIL
Built differently.
Event-specific risks covered
Event catering involves working in unfamiliar venues with varying facilities. Cecil finds insurers who cover the specific risks of off-site catering.
High-volume food safety
Event caterers prepare food for large numbers. Cecil ensures your products liability covers the volume and complexity of event menus.
Equipment in transit
Catering equipment travels between venues regularly. Cecil makes sure your gear is covered in your vehicles and at event locations.
Competitive quotes for event caterers
Get options from specialist insurers to find event catering insurance from hospitality specialists who understand the seasonal nature of event catering.
Common questions about event caterers insurance
Do event caterers need public liability insurance?
Yes, public liability is essential. You are providing food service at third-party venues, creating liability for both food safety and event injuries.
Does event catering insurance cover food allergies?
Yes, products liability covers claims from allergic reactions, provided you followed proper allergen management procedures.
Do event caterers need commercial vehicle insurance?
If you transport food and equipment to events, your vehicles need commercial cover. Cecil can include this in your package.
What level of public liability do event caterers need?
Most event caterers carry between £2m and £5m. Venue owners often specify minimum levels.
Does event catering insurance cover outdoor events?
Yes, your policy covers your catering operations at all locations, including outdoor events and festivals.
Interested in Event Caterers insurance?
We will be in contact when Cecil launches.