Dentists Insurance
Protect your dental practice from treatment claims, clinical negligence allegations and patient injury disputes with specialist dental cover.
Get in touchWhat is dentists insurance?
Dentists insurance is a specialist policy that protects dental practitioners and practices from the clinical and business risks of providing dental treatment. It typically includes professional indemnity, public liability and employers liability.
Dental treatment carries inherent clinical risks, from extraction complications to crown and bridge failures. If a patient claims your treatment was negligent, professional indemnity covers the claim and your legal defence.
Find cover options from specialist insurers who specialise in covering dental practices, ensuring your cover reflects the full range of treatments you provide.
Professional Indemnity
Covers claims arising from treatment errors, misdiagnosis or clinical negligence.
Public Liability
Covers injury or property damage claims from patients visiting your practice.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Buildings and Contents
Covers your surgery premises and specialist dental equipment.
Who needs dentists insurance?
General dental practitioners
Providing a full range of NHS and private dental treatments
Cosmetic dentists
Specialising in veneers, whitening and smile makeovers
Orthodontists
Providing braces and teeth alignment treatments
Dental implant surgeons
Placing dental implants and fixed prosthetics
Associate dentists
Working as an associate within a dental practice
WHY CECIL
Built differently.
Clinical negligence expertise
Dental claims require specialist handling. Cecil works with insurers who have dedicated dental claims teams.
Covers all treatment modalities
Whether you provide NHS general dentistry or private cosmetic treatments, Cecil ensures your policy covers the full scope of your work.
Surgery premises protected
If you own or lease your surgery, Cecil includes buildings and contents cover for your premises and equipment.
Competitive quotes for all practice types
From single-chair practices to multi-surgery clinics, Get your cover options from dental insurance specialists.
Common questions about dentists insurance
Do dentists need professional indemnity insurance?
Yes, professional indemnity is essential for all practising dentists. The GDC requires adequate indemnity arrangements as a condition of registration.
Does dental insurance cover cosmetic treatment claims?
Yes, professional indemnity covers claims arising from cosmetic dental treatments. Cosmetic work may attract a higher premium due to elevated patient expectations.
What level of professional indemnity do dentists need?
Most dentists carry between £1m and £10m depending on their range of treatments and patient volume.
Does dental insurance cover implant surgery?
Yes, but implant work is considered higher risk and may carry additional premium. Make sure your insurer knows you provide implant treatments.
Do I need separate insurance for sedation?
If you provide conscious sedation, your insurer needs to know. Some policies include it as standard while others require an additional premium.
Interested in Dentists insurance?
We will be in contact when Cecil launches.