Demolition Contractors Insurance
Protect your demolition business against the high risks of structural demolition, site clearance and hazardous material removal.
Get in touchWhat is demolition contractors insurance?
Demolition contractors insurance is a specialist policy designed for businesses that carry out structural demolition, strip-out work, site clearance and hazardous material removal. It typically includes public liability, employers liability and plant equipment cover.
Demolition is one of the highest-risk activities in the construction sector. Collapsing structures, flying debris, asbestos exposure and damage to neighbouring properties are all frequent risks that require specialist cover.
Cecil works with the limited number of insurers who specialise in covering demolition contractors, ensuring you get cover that matches the scale and type of demolition work you undertake.
Public Liability
Covers claims for injury or property damage caused by your demolition work.
Employers Liability
Required by law, covering injury and illness claims from your demolition operatives.
Tools and Equipment
Covers your plant, excavators, crushers and specialist demolition equipment.
Commercial Vehicle
Covers your transport fleet used to move plant and debris.
Who needs demolition contractors insurance?
Structural demolition contractors
Demolishing buildings and large structures
Strip-out contractors
Removing internal fittings ahead of refurbishment
Site clearance companies
Clearing sites ready for new development
Asbestos removal specialists
Removing and disposing of asbestos-containing materials
Concrete cutting contractors
Carrying out diamond drilling and concrete sawing
WHY CECIL
Built differently.
Specialist high-risk cover
Few insurers cover demolition work.
Plant and equipment protected
Demolition plant represents a huge investment. Cecil makes sure your excavators and attachments are covered against damage, theft and breakdown.
Cover for adjacent property damage
Demolition work frequently involves risks to neighbouring buildings. Cecil ensures your public liability covers accidental damage to adjacent properties.
Claims expertise for demolition
Demolition claims are often large and legally complex. Cecil works with insurers experienced in handling construction and demolition claims.
Common questions about demolition contractors insurance
Do demolition contractors need specialist insurance?
Yes, standard trade insurance will not cover demolition work. You need a specialist policy from an insurer experienced in the demolition sector.
What level of public liability do demolition contractors need?
Most demolition contractors carry at least £5m of public liability, with many requiring £10m for larger projects.
Does demolition insurance cover asbestos removal?
Asbestos removal requires specific cover. If you carry out licensed asbestos removal, your insurer must be informed and the policy must explicitly include this work.
Do I need plant insurance for demolition equipment?
Plant cover is essential for demolition contractors. Your excavators and specialist attachments are expensive to repair or replace.
Interested in Demolition Contractors insurance?
We will be in contact when Cecil launches.