Delicatessens Insurance
Protect your delicatessen from food safety claims, customer injuries and stock losses with cover designed for specialist food retailers.
Get in touchWhat is delicatessens insurance?
Delicatessens insurance is a specialist policy that protects delicatessens from the risks of serving customers, managing premises and employing staff. It typically includes public liability, employers liability and buildings and contents cover.
Running a delicatessen business involves risks from food safety and customer injuries to property damage and staff claims. The right insurance means a single incident will not shut your doors.
Find insurers who understand the hospitality and food sector, so your cover reflects the specific risks your delicatessen business faces.
Public Liability
Covers claims from customers for injury or illness at your delicatessen.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Buildings and Contents
Covers your deli premises, display units, refrigeration and stock.
Products Liability
Covers claims from food products you sell and serve.
Who needs delicatessens insurance?
Independent delicatessens
Operating a specialist food shop with prepared items
Deli cafes
Combining a delicatessen counter with cafe seating
Artisan food shops
Selling specialist cheeses, charcuterie and fine foods
Online delis
Selling specialist food products through an online shop
WHY CECIL
Built differently.
Specialist food risks covered
Delicatessens sell products with specific storage and handling requirements. Cecil finds insurers who understand the food safety risks of specialist retail.
Stock and refrigeration protected
Refrigerated stock represents significant value. Cecil ensures your policy covers stock loss from equipment breakdown.
Products liability for food sales
If a product you sell causes a customer illness, products liability covers the claim. Cecil includes this as standard.
Affordable for independent delis
Get options from specialist insurers to find delicatessen insurance from food sector specialists at prices that suit independent retailers.
Common questions about delicatessens insurance
Do delicatessens need public liability insurance?
Yes, public liability is essential. Customers visiting your shop and consuming your products creates significant liability.
Does deli insurance cover food contamination?
Yes, products liability covers claims arising from contaminated food products you sell.
Do delis need stock insurance?
Stock cover protects your inventory against theft, spoilage from equipment failure and damage. Cecil includes this in your premises cover.
What level of public liability do delis need?
Most delicatessens carry between £1m and £5m of public liability cover.
Does deli insurance cover online food sales?
Products liability covers your food products wherever they are sold. Make sure your insurer knows about online sales and any delivery arrangements.
Interested in Delicatessens insurance?
We will be in contact when Cecil launches.