Counsellors Insurance
Protect your counselling practice from claims of negligent therapy, breach of confidentiality and client harm with specialist practitioner cover.
Get in touchWhat is counsellors insurance?
Counsellors insurance is a specialist policy that protects counselling and psychotherapy professionals from the clinical risks of providing talking therapy, psychological assessment and mental health support. It typically includes professional indemnity and public liability.
If a client claims your therapy caused them psychological harm, or alleges you breached confidentiality, professional indemnity covers the resulting claim and your legal defence costs.
Find cover options from specialist insurers who cover mental health practitioners, ensuring your policy reflects the therapeutic modalities you practise.
Professional Indemnity
Covers claims arising from therapy that allegedly caused harm or breach of client confidentiality.
Public Liability
Covers injury or property damage claims from clients visiting your consulting room.
Employers Liability
Required by law if you employ staff or other therapists.
Commercial Legal Expenses
Covers legal costs for regulatory complaints and professional body investigations.
Who needs counsellors insurance?
Integrative counsellors
Using a combination of therapeutic approaches
CBT therapists
Specialising in cognitive behavioural therapy
Psychodynamic counsellors
Practising psychodynamic or psychoanalytic therapy
Relationship counsellors
Working with couples and families
Bereavement counsellors
Supporting clients through grief and loss
WHY CECIL
Built differently.
Therapy-specific cover
Counselling claims require sensitive handling. Cecil works with insurers who have experience with therapy-related claims.
Confidentiality breach protection
Breach of confidentiality is a serious risk in therapy. Cecil ensures your professional indemnity covers inadvertent disclosure claims.
Meets professional body requirements
Cecil finds policies that satisfy the requirements of BACP, UKCP and other professional bodies.
Affordable for individual practitioners
Many counsellors work part-time or in private practice alongside other employment. Cecil finds cover priced appropriately for your practice size.
Common questions about counsellors insurance
Do counsellors need professional indemnity insurance?
Yes, professional indemnity is required by most professional bodies including BACP and UKCP. It protects you if a client claims your therapy caused them harm.
Does counsellors insurance cover online therapy sessions?
Yes, professional indemnity covers your therapeutic work regardless of whether sessions are in person, by phone or via video call.
Do I need insurance for volunteer counselling?
Yes, even if you provide counselling on a voluntary basis, you face the same professional liability risks. Professional indemnity is recommended.
What level of professional indemnity do counsellors need?
Most counsellors carry between £1m and £2m. Your professional body may set specific minimum requirements.
Does counsellors insurance cover complaints to professional bodies?
Some policies include cover for legal costs associated with defending complaints to professional regulatory bodies. Cecil checks this is included.
Interested in Counsellors insurance?
We will be in contact when Cecil launches.