Catering Companies Insurance
Protect your catering business from food safety claims, event injuries and equipment damage with cover tailored to professional caterers.
Get in touchWhat is catering companies insurance?
Catering Companies insurance is a specialist policy that protects catering companies from the risks of serving customers, managing premises and employing staff. It typically includes public liability, employers liability and buildings and contents cover.
Running a catering companie business involves risks from food safety and customer injuries to property damage and staff claims. The right insurance means a single incident will not shut your doors.
Find insurers who understand the hospitality and food sector, so your cover reflects the specific risks your catering companie business faces.
Public Liability
Covers claims from guests and event attendees for injury or illness caused by your catering.
Employers Liability
Required by law if you employ anyone, covering employee injury or illness claims.
Products Liability
Covers claims arising from food and beverages you prepare and serve at events.
Commercial Vehicle
Covers your catering vehicles and equipment in transit.
Who needs catering companies insurance?
Event caterers
Providing food service for weddings, parties and corporate events
Corporate catering companies
Delivering daily catering to offices and businesses
Contract caterers
Operating canteens and cafeterias under contract
Bespoke catering firms
Creating tailored menus for private and luxury events
WHY CECIL
Built differently.
Event catering risks covered
Serving food at events creates specific risks from allergic reactions to slip hazards. Cecil finds insurers who cover event catering comprehensively.
Food safety protection
Catering companies prepare food at scale. Cecil ensures your products liability covers the volume and variety of food you produce.
Equipment and vehicle cover
Catering equipment and transport vehicles need proper cover. Cecil includes commercial vehicle and equipment insurance where needed.
Competitive quotes for caterers
Get options from specialist insurers to find catering company insurance from hospitality sector specialists. Relevant cover at fair prices.
Common questions about catering companies insurance
Do catering companies need public liability insurance?
Yes, public liability is essential for caterers. You are preparing and serving food at third-party venues, creating liability for both food safety and event injuries.
Does catering insurance cover food allergies?
Yes, products liability covers claims arising from allergic reactions to food you have prepared and served, provided you followed proper allergen management procedures.
Do I need commercial vehicle insurance for catering vans?
Yes, if you use vehicles to transport food and equipment to events, commercial vehicle insurance is essential.
What level of public liability do caterers need?
Most catering companies carry between £2m and £5m. Venue owners and event organisers often specify minimum levels.
Does catering insurance cover staff working at events?
Yes, employers liability covers your staff wherever they are working, including at client venues and outdoor events.
Interested in Catering Companies insurance?
We will be in contact when Cecil launches.