Carpenters and Joiners Insurance
Protect your carpentry business from tool theft, accidental damage on site and third-party claims with cover built for woodworking professionals.
Get in touchWhat is carpenters and joiners insurance?
Carpenters and joiners insurance is a specialist package of cover that protects woodworking professionals from risks including accidental property damage, tool theft and client disputes. It typically combines public liability, employers liability and tools cover.
Whether you are fitting kitchens, building bespoke furniture or carrying out first and second fix work on construction sites, the right insurance protects you if something goes wrong.
Cecil helps you find options from insurers who understand the carpentry trade, ensuring your cover reflects the specific risks of working with timber and power tools.
Public Liability
Covers claims if your work causes injury to a third party or damage to their property.
Employers Liability
Legally required if you employ staff, covering injury and illness claims from employees.
Tools and Equipment
Covers stolen or damaged hand tools, power tools and workshop machinery.
Products Liability
Covers claims arising from bespoke items you have made and supplied to clients.
Who needs carpenters and joiners insurance?
Site carpenters
Carrying out first fix and second fix work on building sites
Bespoke furniture makers
Designing and building custom furniture pieces
Kitchen fitters
Installing fitted kitchens in domestic and commercial properties
Shopfitters
Fitting out retail and commercial interiors
Cabinet makers
Producing cabinets and fitted storage solutions
Timber frame builders
Constructing timber frame structures and extensions
WHY CECIL
Built differently.
Cover for your tools and machinery
Carpentry tools and workshop equipment represent a significant investment. Cecil finds policies that cover tools in your van, on site and in your workshop at full replacement value.
Insurers who know woodworking
From bespoke furniture claims to site injuries, Cecil works with insurers experienced in covering carpentry businesses. Your policy reflects the risks you actually face.
Fast quotes, no hassle
Tell us about your carpentry work and Get your options from trade specialist insurers. No lengthy forms or phone calls.
Products cover for bespoke work
If you make and supply bespoke items, you need products liability in case something you have built causes injury or damage. Cecil makes sure this is included where needed.
Common questions about carpenters and joiners insurance
Do carpenters need public liability insurance?
Public liability insurance is not a legal requirement for self-employed carpenters, but most clients and main contractors require it before you can work on their sites.
Does carpenters insurance cover my tools in my van?
Most tools cover policies include theft from a locked vehicle, subject to security requirements. The insurer may require that tools are kept in a locked toolbox or that the van has certain security features.
Do I need products liability insurance as a furniture maker?
If you design and sell bespoke furniture, products liability covers claims if an item you made causes injury or property damage after delivery.
What level of public liability do carpenters need?
Most carpenters choose between £1m and £5m of public liability cover. Commercial sites or subcontract work may require a minimum of £2m or £5m.
Is employers liability insurance mandatory for carpenters?
Yes, if you employ anyone, including apprentices, you must have employers liability insurance with a minimum cover of £5m. It is a legal requirement.
Interested in Carpenters and Joiners insurance?
We will be in contact when Cecil launches.