Bookkeepers Insurance
Protect your bookkeeping business from claims of errors in accounts, payroll mistakes and data breaches with cover designed for bookkeepers.
Get in touchWhat is bookkeepers insurance?
Bookkeepers insurance is a specialist policy that protects bookkeeping professionals from the risks of maintaining client accounts, processing payroll and handling VAT returns. It typically includes professional indemnity, public liability and cyber liability.
If a payroll error results in incorrect tax deductions, or a VAT return you submitted is wrong, professional indemnity covers the resulting claim from your client.
Find cover options from specialist insurers who cover bookkeeping professionals, ensuring your policy is proportionate to the services you provide.
Professional Indemnity
Covers claims arising from errors in bookkeeping, payroll or VAT returns.
Public Liability
Covers injury or property damage claims from clients visiting your office.
Cyber Liability
Covers data breaches involving sensitive client financial records.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Who needs bookkeepers insurance?
Self-employed bookkeepers
Providing bookkeeping services to small businesses
Payroll specialists
Processing payroll and managing PAYE for clients
VAT return preparers
Completing and submitting VAT returns on behalf of clients
Cloud accounting specialists
Managing client accounts using Xero, QuickBooks or similar
Bookkeeping practices
Operating a team of bookkeepers serving multiple clients
WHY CECIL
Built differently.
Affordable cover for bookkeepers
Bookkeeping insurance does not need to be expensive. Cecil finds policies priced for the lower risk profile of bookkeeping compared to full accountancy services.
Payroll error protection
Payroll mistakes can have serious consequences for your clients' employees. Cecil ensures professional indemnity covers claims arising from payroll errors.
Cyber cover for financial data
Bookkeepers handle sensitive financial records. Cecil includes cyber liability to cover breaches of client data.
Quick, simple quotes
Get options from specialist insurers to find bookkeeper insurance in minutes. No unnecessary questions about services you do not provide.
Common questions about bookkeepers insurance
Do bookkeepers need professional indemnity insurance?
Professional indemnity is strongly recommended for bookkeepers. If an error in your work causes a client a financial loss, this cover protects you.
Does bookkeepers insurance cover payroll errors?
Yes, professional indemnity covers claims arising from payroll processing mistakes that cause your clients or their employees a financial loss.
Do bookkeepers need cyber insurance?
If you access client bank accounts, process payroll or store financial records digitally, cyber liability covers the costs of a data breach.
What level of professional indemnity do bookkeepers need?
Most bookkeepers carry between £50,000 and £500,000. The right level depends on your client base and the value of transactions you handle.
Is public liability needed for bookkeepers?
If clients visit your office or you visit their premises, public liability covers injury or property damage claims. It is a sensible addition.
Interested in Bookkeepers insurance?
We will be in contact when Cecil launches.