Beauty Therapists Insurance
Protect your beauty therapy business from treatment reaction claims, product liability and client disputes with specialist practitioner cover.
Get in touchWhat is beauty therapists insurance?
Beauty therapists insurance is a specialist policy that protects professionals who provide beauty treatments, skincare, nail services and aesthetic procedures. It typically includes professional indemnity, public liability and products liability.
If a client suffers an adverse reaction to a facial treatment, has an allergic response to a product you used, or claims a nail treatment caused an infection, the right insurance covers the resulting claim.
Find cover options from specialist insurers who cover beauty and aesthetic professionals, ensuring your policy covers all the treatments you offer.
Professional Indemnity
Covers claims arising from beauty treatments that allegedly caused harm.
Public Liability
Covers injury or property damage claims from clients at your salon or treatment room.
Products Liability
Covers claims from skincare products, cosmetics or preparations you use or sell.
Employers Liability
Required by law if you employ other therapists or salon staff.
Who needs beauty therapists insurance?
Salon-based beauty therapists
Providing treatments in a high street or home-based salon
Mobile beauty therapists
Offering treatments at clients' homes or events
Nail technicians
Providing manicures, pedicures and nail enhancements
Lash technicians
Specialising in eyelash extensions and lash lifts
Skin care specialists
Providing facials, chemical peels and skin rejuvenation
WHY CECIL
Built differently.
Treatment reaction cover
Beauty treatments can cause unexpected reactions. Cecil finds insurers who cover a wide range of beauty treatments without restrictive exclusions.
Products liability included
If a product you use or sell causes an adverse reaction, products liability covers the claim. Cecil includes this as standard.
Mobile and salon cover
Whether you work from a salon, from home or travel to clients, Cecil ensures your policy covers all locations.
Affordable for individual therapists
Get options from specialist insurers to find beauty therapy insurance from specialist providers. Proper cover at a price that suits solo practitioners.
Common questions about beauty therapists insurance
Do beauty therapists need insurance in the UK?
Professional indemnity and public liability are strongly recommended and required by most professional bodies. They are essential for anyone providing beauty treatments to the public.
Does beauty insurance cover eyelash extensions?
Yes, most policies cover eyelash extensions provided you hold the appropriate training. Make sure your insurer knows which treatments you offer.
Do I need products liability as a beauty therapist?
If you use or sell skincare products, cosmetics or nail preparations, products liability covers claims if they cause an adverse reaction.
What level of professional indemnity do beauty therapists need?
Most beauty therapists carry between £1m and £2m. Your professional body may specify a minimum level.
Does beauty insurance cover chemical peels?
Chemical peels and other advanced skin treatments are typically covered, but check with your insurer as some may require additional qualifications or carry specific terms.
Interested in Beauty Therapists insurance?
We will be in contact when Cecil launches.