Architects Insurance
Protect your architectural practice from design liability claims, project disputes and professional negligence allegations with specialist cover.
Get in touchWhat is architects insurance?
Architects insurance is a specialist policy that protects architectural practices from the significant professional liability risks of designing buildings and specifying construction methods. It typically includes professional indemnity, public liability and employers liability.
If a design error leads to structural problems, water ingress or a building that does not meet planning requirements, the resulting claim can run into hundreds of thousands of pounds. Professional indemnity covers your legal defence and any damages.
Get options from specialist insurers to find policies from insurers experienced in covering architectural practices, ensuring your cover reflects the size and complexity of the projects you work on.
Professional Indemnity
Covers claims arising from design errors, specification failures or negligent advice.
Public Liability
Covers injury or property damage claims from site visits or client meetings.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Cyber Liability
Covers data breaches and loss of digital design files and client information.
Who needs architects insurance?
Sole practitioner architects
Running an independent architectural practice
Architectural firms
Managing a team of architects and technologists
Landscape architects
Designing outdoor spaces and public realm projects
Interior architects
Designing interior layouts and spatial solutions
Architectural technologists
Producing technical drawings and construction details
WHY CECIL
Built differently.
Design liability expertise
Architectural claims often involve complex design and specification disputes. Cecil works with insurers who have dedicated construction professional teams.
Run-off cover available
Architects need cover for projects long after completion. Cecil finds policies that include or offer affordable run-off cover for completed projects.
Meets ARB requirements
Cecil ensures your professional indemnity meets the minimum requirements set by the Architects Registration Board and RIBA where applicable.
Competitive quotes for all practice sizes
Whether you are a sole practitioner or a large firm, Find cover options from specialist insurers who cover architects at every scale.
Common questions about architects insurance
Do architects need professional indemnity insurance?
Yes, professional indemnity is a requirement for practising architects. The Architects Registration Board expects all registered architects to hold adequate professional indemnity cover.
What level of professional indemnity do architects need?
The minimum level depends on your professional body's requirements and the projects you work on. Many practices carry between £250,000 and £2m, with larger firms needing more.
Does architects insurance cover design errors discovered years later?
Yes, professional indemnity operates on a claims-made basis, meaning your current policy covers claims made during the policy period regardless of when the work was done, subject to the retroactive date.
Do architects need public liability insurance?
If you visit construction sites or client premises, public liability covers injury or property damage claims. Many clients and main contractors require it.
What is run-off cover for architects?
Run-off cover provides professional indemnity protection after you stop practising. It covers claims made against you for work done before you retired or closed your practice.
Interested in Architects insurance?
We will be in contact when Cecil launches.